We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

AQUA card. Please help

2»

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Once you've cleared two statements win full, interest will stop, unless you're making cash transactions.

    Changing your card won't change that dynamic.
  • toots79xo
    toots79xo Posts: 15 Forumite
    Fifth Anniversary Name Dropper First Post Combo Breaker
    I was considering getting another card altogether...whats the point of it if i cant use it?
    As long as i'm clearing it each month then i don't see why this happened. As you say...its a small amount!
  • toots79xo
    toots79xo Posts: 15 Forumite
    Fifth Anniversary Name Dropper First Post Combo Breaker
    I always clear the card...there is never any interest
  • System
    System Posts: 178,390 Community Admin
    10,000 Posts Photogenic Name Dropper
    I've never heard of a card provider randomly reducing someones credit limit if they are paying in full every month.

    Alas, as others have said it wont harm your file. Ignore the score.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • redux
    redux Posts: 22,982 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Aqua did reduce my credit limit, after I didn't use the card for the first 4 months.

    I rang up and said please send the PIN notification, so I can start using it.

    You're not paying slightly early, by any chance?
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture