Balance transfer question

Sortingitout

I currently have two credit cards, a Sainsburys one with 26 months left of interest free and a Tesco one which the interest free has ended.


I would like to transfer my Tesco balance to the Sainsburys one, i know that the balance transfer will not be interest free, but the APR are the same on both cards, so I would like my debt in one place.



My question is this, will i pay the balance off first that is generating interest? or will I have to pay off the interest free balance first?


Thanks

MallyGirl

have you asked Sainsburys if they have any BT offers?

if not then the T&Cs will state the order applied but 'generally' payments are credit against the transactions incurring most interest.

Sortingitout

Thanks for the reply, you were correct, i should have just checked the back of my statement :beer:

MallyGirl

note the fact that payments are always credited against statemented transactions first.

so if you have a 0% balance and you make a transaction that would not be at 0% do not pay that transaction off till it hits the statement