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Plevin claim limitations

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  • Nasqueron
    Nasqueron Posts: 10,735 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    To address the additional reasons you quote first, I agree, but 'for brevity' I quoted what is, I believe, most people's understanding of a case of a mis-sold PPI.


    Nope. Most complaints on here are "I didn't know we had it" or "we were told we had to have it".


    As for me not understanding how it works, you then manage to disprove your own claim by stating that it is, in fact, possible to make Plevin only complaints. I don't wish to claim for mis-selling because I don't think I was mis-sold. My point is that fact should not and does not prevent me from making a Plevin claim against the PPI provider.


    I didn't disprove anything, I never said you couldn't make Plevin only complaints, in fact, I pointed out that you can! What I actually said was that the vast majority (talking 99.99999% of complaints) want a full refund of their PPI premiums + the 8% associated interest, not just a Plevin consideration which also doesn't even apply for most people as PPI was largely discontinued by about 2009 and Plevin only covers that narrow period of sales ~2006 onwards AND under the CCA

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

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