We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

CCJ - Statute Barred

Options
2»

Comments

  • sourcrates
    sourcrates Posts: 31,510 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    edited 6 March 2019 at 5:26PM
    Hi Mar198, a CCJ CAN become Statute Barred after 6 years have elapsed from the date it was granted, but you would be foolish to rely on this because if your creditors have gone to the trouble of obtaining CCJs against you, then they clearly intend to pursue you for the debts - and the cost to you will only go up with any enforcement action they take against you. You don't say when the CCJs were granted, what type of debts they are (some debts have different rules) or if you've ever admitted the debts, but I suggest you contact your nearest Citizens Advice office or National Debtline for free advice on how to manage this situation before making any contact with your creditors - just don't ignore it any longer.

    That’s incorrect.

    A county court judgement NEVER becomes statute barred.

    If a judgement has not been enforced within 6 years, court permission must be sought to do so, but that has nothing to do with the limitations act.

    Once a CCJ has been granted, the court has decided you are liable for the debt.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • What would your defence to the CCJ be? There's no point asking for it to be set aside when at the time of judgement it wouldn't have been statute barred.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.9K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.9K Work, Benefits & Business
  • 598.7K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.