We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Insurance fraud?

13»

Comments

  • Ant555 wrote: »
    If I read this thread correctly then the motability car in question is for a disabled person who cannot drive the car due to a disability.
    There is ONE named driver (the OP) who is insured to drive the car - in this instance I believe all journeys have to be for the benefit of the disabled person.

    Is that correct?
    Yes that would be correct from what the OP has said.
  • Nasqueron
    Nasqueron Posts: 11,216 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Ant555 wrote: »
    If I read this thread correctly then the motability car in question is for a disabled person who cannot drive the car due to a disability.
    There is ONE named driver (the OP) who is insured to drive the car - in this instance I believe all journeys have to be for the benefit of the disabled person.

    Is that correct?


    Correct on the OP's scenario, however, you can have multiple drivers so long as they are all approved by the scheme.


    All journeys must benefit the disabled person but it's fairly loose e.g. you can take it to go shopping without them so long as you are shopping for them as well or you could, for example, go to town if you were collecting say a wheelchair for them but could also do your own stuff as well.

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • Car_54
    Car_54 Posts: 9,064 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    sheramber wrote: »
    It is normal for a Mobility car.

    However, you should notify Mobility that you no longer want to be the named driver for the car.

    If naming someone else for a speeding fine in offence then surely, naming someone else as driving when they weren't should also be an offence.
    As above, it’s fraud.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.7K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.2K Spending & Discounts
  • 246.8K Work, Benefits & Business
  • 603.3K Mortgages, Homes & Bills
  • 178.2K Life & Family
  • 260.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.