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Should I pay for credit reports?
MNM2903
Posts: 322 Forumite
Will I benefit from paying the £2 for a paper copy of my credit report from Equifax/Experian? I am going to be applying for a mortgage and we have the DIP with Halifax, just heard it's still worth looking before the full application for any surprises that might be on there.
I do use Noddle/clear score and totally money, will these give me all the info I need.
Regards
Michael
I do use Noddle/clear score and totally money, will these give me all the info I need.
Regards
Michael
0
Comments
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MSE credit club is free.
Not all financial institutions report to all three CRAs and so the info differs.Mortgage started 2020, aiming to clear 31/12/2029.0 -
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There's no need. Just use free access options or tools for each of the main three (Equifax, Experian and TransUnion).0
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Under GDPR statutory reports are now free and no longer carry the £2 charge0
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