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Random calls from "BlueMoney" About a loan I never applied for
ewandougie
Posts: 22 Forumite
in Loans
So this is a weird one.
A couple of years ago I had a dodgy time, my relationship imploded, I lost a job on two week's notice (I was paid weekly) and having (at the time) undiagnosed mental disorders I went off the deepend (like held in a hospital, escorted by G4S if I wanted a smoke so I didn't run off, if I did the Fuzz would be called to drag me back)
Anyway the usual benefit fiasco at the time and not really being mentally all there I fell into the payday loan trap. Now I have a decent job, got it paid off with a DMP arranged by a mental health charity (since I was vulnerable they did one even when the amount was only around 1k) earn above my means and am able to get accepted by credit card companies you have actually heard of before.
However since then every few months I get a barrage of phone calls from random numbers all claiming to be from a company I think is called "blue money" (it's obviously judging by the odd pronunciations of my name and the accents not a domestic call centre). They claim I have made a loan application for £2000 pounds and have alot of my personal details (like they read my address at the time to me).
The past few times I have called action fraud and put a FICAS on my name but that doesn't seem to stop them.
I am pretty sure this is some scam attempt since I can't find the company on google, but there is a niggling doubt that someone is attempting to fraud me (also I had several hard credit checks at the time that weren't of my doing, including some random ex-friend who tried to put me as a guarantor for a blasted "Amigo" loan without asking)
Am I just being paranoid?
A couple of years ago I had a dodgy time, my relationship imploded, I lost a job on two week's notice (I was paid weekly) and having (at the time) undiagnosed mental disorders I went off the deepend (like held in a hospital, escorted by G4S if I wanted a smoke so I didn't run off, if I did the Fuzz would be called to drag me back)
Anyway the usual benefit fiasco at the time and not really being mentally all there I fell into the payday loan trap. Now I have a decent job, got it paid off with a DMP arranged by a mental health charity (since I was vulnerable they did one even when the amount was only around 1k) earn above my means and am able to get accepted by credit card companies you have actually heard of before.
However since then every few months I get a barrage of phone calls from random numbers all claiming to be from a company I think is called "blue money" (it's obviously judging by the odd pronunciations of my name and the accents not a domestic call centre). They claim I have made a loan application for £2000 pounds and have alot of my personal details (like they read my address at the time to me).
The past few times I have called action fraud and put a FICAS on my name but that doesn't seem to stop them.
I am pretty sure this is some scam attempt since I can't find the company on google, but there is a niggling doubt that someone is attempting to fraud me (also I had several hard credit checks at the time that weren't of my doing, including some random ex-friend who tried to put me as a guarantor for a blasted "Amigo" loan without asking)
Am I just being paranoid?
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Comments
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I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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Not FCA registered and comments at https://who-called.co.uk/Number/07518403765 point to them being cold callers.
Someone has probably sold your details but I'd just ignore them, there's not much you can do about it.0 -
I think one of those comments is mine...0
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:Please press :spam:I’m a Senior Forum Ambassador and I support the Forum Team on the Competition Time, Site Feedback and Marriage, Relationships and Families boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com All views are my own and not the official line of Money Saving Expert.
ARE YOU STRUGGLING DURING THE HOLIDAYS? You may find some ideas on how to cope here:
https://forums.moneysavingexpert.com/discussion/6576551/some-websites-and-helplines-if-youre-struggling-this-christmas0 -
I tried the same some time ago (I am currently living in Denmark). Apparently the loan company had illegally collected data from website visitors and somehow found their personal informations.0
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