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Remortgaging with same lender
Comments
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Hi yes it is ... I’ve read new customer rates can be better to entice them in but not too sure what I can do about that ...0
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Yes. That's the point!All the deals I’ve looked at seem to be similar and the fee free options have higher interest rates ... so I think long term you end up paying extra anyway ...
Some products have low rates and fees which suit those with larger mortgages and others have no fees and higher rates which suit smaller loans.
You can win on the swings or the roundabouts. You can't win on both.
You may benefit from a broker looking at this for you so you ensure you are judging based on overall total cost including any difference in the outstanding balance at the end of the product term.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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