Paid CCJ's off what to do now?

Mitchel.

Hello,

I have paid 2 of the 3 ccj's i have off last month one was with lowell solictors and the other was with a person i used to rent a room off. I have a letter of satisfaction from lowell and waiting for one from the letting agent.

How do i get them removed off my credit file, do i need to contact each credit agency or the country court? How long will they take to be removed?

Thanks
Mitch

boo_star

Unless you paid them off within 30 days of the CCJ's being awarded you can't get them removed.

[Deleted User]

Were they paid with 30 days? If so, they shouldn't appear on your files.

If not, they will remain for 6 years from when they were put on.

sourcrates

Payment of a CCJ does not remove it from your credit file unless it’s made within 30 days of judgement, even then you will probably have to chase up the companies concerned.

Mitchel.

Okay right i understand now so if i have paid them will they now show as paid on my credit file? Also if they remain on for 6 years what if you dont pay them with in 6 years do they just stay on your file?.

worried_jim

No they drop off, but by not paying the owed person could instruct bailiffs to come and collect a la can't pay we'll take it away.

Mitchel.

will it show on my credit file when the ccj were put on or do i need to ring the county court to find that out?

So it wont show on my file there paid instead i will have to show any lender the letters of satisfaction?.

worried_jim

Mitchel. wrote: »

will it show on my credit file when the ccj were put on or do i need to ring the county court to find that out?

So it wont show on my file there paid instead i will have to show any lender the letters of satisfaction?.

Lender? You may struggle for credit now you have CCJ's on your credit file. As you get closer to them dropping off in six years the situation may get a little easier.