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What type of survey

Hi

Have been reading around a lot about different types of surveys.

Previously we have had a full building survey or one house that we eventually pulled out of and a home buyers on a house we brought.

What are peoples views on the different types of surveys and when is it best to go for each type?

Is it mainly down to the level of risk that you perceive there to be in the purchase?

Thanks
Now buying our second house:
Accepted offer 16/12/18. Offer accepted 26/1/19. Buyer pulled out 4/2/19. Accepted new offer 13/2/19

FTB: Offer accepted 23/2/2013 Mortgage application 28/2/2013 Valuation: 4/3/2013 Valuation ok 15/3/2013 Mortgage Offer 21/3/2013 Exchange 10/4/2013 Completion 26/4/2103

Comments

  • Tom99
    Tom99 Posts: 5,371 Forumite
    1,000 Posts Second Anniversary
    Type and age of property plus any obvious pointers on which an experts opinion might be useful.
  • Davesnave
    Davesnave Posts: 34,741 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It's always about risk, and because risks are legion, impossible to generalise.


    I've never had a survey, but I've always inspected carefully with help from experienced builders. That's not to say I wouldn't have one if I saw a particular risk, or felt out of my depth.
  • ReadingTim
    ReadingTim Posts: 4,087 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Is it mainly down to the level of risk that you perceive there to be in the purchase?

    It's about the level of risk you're willing to accept rather than just perceive.

    And, to a certain extent, the depth of your pocket.
  • epinjy
    epinjy Posts: 71 Forumite
    Second Anniversary
    I got a homebuyers report on a good condition 1980's built house. It didn't say anything that was not already known, but for £250 I'd say it was worth it for the peace of mind. I am not a builder or in a trade, I don't think I'm stupid but I wanted to be sure I didn't miss anything obvious. Really the cost is nothing compared to the cost of a house, better to make sure you get that right.
  • We are buying a 1950s 4-bed semi. Everything appears to be up and together although we are planning to put in a new bathroom and kitchen soon after moving in.

    Has recently had a loft conversion on the property
    Now buying our second house:
    Accepted offer 16/12/18. Offer accepted 26/1/19. Buyer pulled out 4/2/19. Accepted new offer 13/2/19

    FTB: Offer accepted 23/2/2013 Mortgage application 28/2/2013 Valuation: 4/3/2013 Valuation ok 15/3/2013 Mortgage Offer 21/3/2013 Exchange 10/4/2013 Completion 26/4/2103
  • Davesnave
    Davesnave Posts: 34,741 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Has recently had a loft conversion on the property
    If it has a building regulations sign-off, fine.

    If it hasn't, it's not a conversion, just a loft storage room.
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