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No credit report on Noddle

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I signed up to Noddle about 3 years ago, but they were unable to populate a credit file due to me having too little credit history.

I've since had 3 separate credit cards - first an aqua card to build up my score, then one through my own bank, which I later upgraded to a Platinum.

I've been on the electoral register at all of my past addresses - it's the first thing I do when I move - and yesterday I got the keys for my very own flat. My mobile phone has been in contract with EE for over 5 years, and I have paid by direct debit every month.

How can I have built up my credit score enough to get a better credit card twice, taken out a mortgage, done everything they suggest, yet still not have enough of a history for a Noddle report?!

Advice appreciated, thanks.

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Your lenders may be reporting to the other CRAs.
  • You haven’t built up a score.
    Well. You have. In that you’ve maintained a fictitious number.

    As above maybe they lenders don’t report to TransUnion which is why you don’t see anything for them in your report from them
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