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Strange Credit check question from Experian

dabozuk
dabozuk Posts: 14 Forumite
Part of the Furniture 10 Posts Combo Breaker
edited 27 February 2019 at 1:18PM in Reclaim PPI & other insurance
I’m doing as ML suggests and doing a credit check to see what products I’ve had in the past that may have had PPI. However using the Creditclub MSE tool I get forwarded to Experian which asks 3 questions to verify my identity, the first W related to my mortgage provider and payment and the third is “Who provides your credit agreement?”

I have no idea what this means. I’ve called my mortgage provider (building society) who also provides my credit card, and they had no idea what I was talking about. They asked the credit card department, existing mortgages and new mortgages and loans teams an no one had heard of this question before.

Anyone know how to find out this information?

The MSE creditclub Experian site demands I answer this question before proceeding and gives me 5 options to choose from. But none of them look familiar.

Comments

  • Nasqueron
    Nasqueron Posts: 10,920 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Credit agreement is likely to be a loan, car finance or similar


    Check Noddle and ClearScore for the Call Credit / Equifax ones as they tend to be a bit easier to get into

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

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