Bought a car, didn't realize insurance costs were so excessive. Advice?

TadleyBaggie

It is possible that renewal is due now, if when they bought the car they simply got their current insurer to switch cover from the old to new car.

My insurance is due at the end of August and has been for several years, however the last car I bought was at the end of November.

Goudy

Dean000000 wrote: »

But....but....how did you do this without knowing the car registration?

See op, that’s how you do it.:money:

By picking the phone up and ringing insurance brokers.
You don't actually need a reg number for a quote, make, model and year is enough.
Lots of people do this everyday, brokers are well used to it, saves them ending up like the OP.

Comparison sites usually have a facility to enter a make and model rather than a reg number as well, but these won't always have the latest models and trims.
Tip: Find a pic of a similar make and model car and use that reg number in a comparison site to get an idea of price.

I agree, seems the OP has swapped their car mid policy and paid a reasonable amount to amend that policy for the final few months.
Now the new, 12 months policy has turned up and it's eye watering.

All I can suggest it shop around, if you've exhausted the comparison sites, time to get on the phone.
Look in the back of performance car mags for insurance specialists.
Does the Swift have a UK owners club? If so, try them as well, they usually have an insurance tie up.
Some car forums have brokers trawling the posts, might be worth joining and posting an insurance related question.

motorguy

darronk wrote: »

Hi. Title says it all really. I bought a car on a PCP deal from Suzuki, for a new model Suzuki swift, mid way through last year. At the time it seemed like a good deal, and due to the fact it hadn't yet been registered, I couldn't get really accurate insurance costs.

My insurance costs on this are absolutely rocketing at the moment. Everything the salesman has told me is a load of rubbish (I was clearly told at the time that the insurance would cost no more than my existing car, yada yada yada) even though it turns out it's actually a group 35! I did do the shopping around for insurance thing, but I couldn't get anything that accurate at the time.

I'll get an accurate settle figure in the morning, but it's still got an outstanding balance of £14500.

What would your advice be in this situation? If I sell privately then I'd be looking at £10500 max roughly.

Advice?

A group 35 Suzuki? :eek:

Is this it?



My advice would be - find ways to keep your insurance down. Use the insurance guide on here and check on enthusiasts forums for the best companies. Use ALL the comparision sites, and check those that arent on those.

A £4,000 bath on a car is ludicrous to save some money on insurance. Even splitting that over the next 3 years its nigh on £1,500 a year.

almillar

How much is your quote for insurance?
What model of Suzuki is it?
Have you been through the MSE car insurance guide to get the best quotes?