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Buying a car with no road tax
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You need to double check that 'any other car' bit - it's usually any other car that does not belong to you. By the time you drive it away it will belong to you - so no cover.
People forget that if you do have fully comp and are allowed to drive another car with the owners permission or if it is a second car of your own you still need the insurance companies permission to drive the car. You can't immediate get in a car and drive because you are not covered. (Common mistake not trying to teach people to suck eggs).;)0 -
Just called the DVLA so apparently there is no allowance for new owners, before I can drive the car it has to be taxed. I could risk it and plead ignorance if I get caught but probably not the best thing to try!0
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Blimey! I guess the only thing to do is persuade the current owner to tax it (reimbursing them the cost if agreed). As long as they've got insurance, shouldn't be a problem...Mortgage | £145,000Unsecured Debt | [strike]£7,000[/strike] £0 Lodgers | |0
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As i stated earlier that is why i said about the flatbed are reasonably cheap you can hire a move for as little as £50 to a garage to get the MOT however you still can't get tax unless you either have proof of ownership or the green slip, MOT certificate and coverslip/insurance. In this case i would defer to err on the side of caution and as badgerlady states try and get him to go half on the tax. If he doesn't that usually implys that it might not of passed its MOT or has several failing items. Be cautious very very cautious. Worse comes to the worse if you are a member of the AA or have a friend who is a mechanic get them to come and give the car a very good look over before you incur any further costs.0
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Check online and make sure you are getting a good deal as recently i bought a car for £3200 and actually paid over £500 the book value as if the car was in mint condition. Check the sills of the doors, wheel arches, battery tray anyway that rust builds up. Ask to see the cars history if its had any major damage or repair as it has to be disclosed. These are all bargaining tools to try and reduce the cost or to try and make a deal on the tax.
Matt0 -
Or find a friend with a set of trade plates.0
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I've checked the price against the whatcar valuations and also on parkers, also looked for similar specs on autotrader and it's competitively priced, somewhere a little under the average I'd say.
He's already agreed to knock 50 quid off to partially cover the road tax and seems like a really decent guy. I'll speak to him on Saturday and see what the options are with regards to the tax, getting some more cash off it etc. Pretty sure he said he has the last couple of MOTs handy, and if does have a current MOT it's just off the road as he bought a new motor and hasn't sold this one yet.0 -
Have one question that you may or may not have asked yourself. If he has bought a new car why didn't he trade this one in???. Would have had a better deal surely. Anyway just thought i'd point that out as well as saying that arthur daily was deemed quite a decent chap to all the punters(sorry) that he sold his clapped out bangers too.0
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Have one question that you may or may not have asked yourself. If he has bought a new car why didn't he trade this one in???. Would have had a better deal surely. Anyway just thought i'd point that out as well as saying that arthur daily was deemed quite a decent chap to all the punters(sorry) that he sold his clapped out bangers too.
Because the part-exchange value is always less than private sale - the dealer makes profit by selling it on. If they only offered a low value, I'd refuse it. Even better, if you say you haven't got anything to trade you can often demand £500 off the forecourt price anyway.Mortgage | £145,000Unsecured Debt | [strike]£7,000[/strike] £0 Lodgers | |0 -
many people dont trade in because they know that they are being offered a great deal less than the car is worth to sell privately. if they are buying a new car and not trading in it should be possible to negoitiate a discount for not trading in. it pays to do your homework first and depends if you can be bothered with selling existing car privately.Teamwork means.......never having to take all the blame yourself0
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