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Advice to build credit after bankruptcy
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bri90bri
Posts: 33 Forumite
Hello all. I was discharged from bankruptcy last year and am keen to get this started to build me credit again. ANy advice and tips are much obliged.
Here are the services I currently have:
Vanquis credit card with £500 limit.
Mobile phone contact with Sky.
Sky TV broadband and landline.
House insurance (paid monthly)
Here are the services I currently have:
Vanquis credit card with £500 limit.
Mobile phone contact with Sky.
Sky TV broadband and landline.
House insurance (paid monthly)
0
Comments
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Make sure you keep within limits and make all payments on time. Clear the card in full every month.
Time will do the rest.0 -
Hello all. I was discharged from bankruptcy last year and am keen to get this started to build me credit again. ANy advice and tips are much obliged.
Here are the services I currently have:
Vanquis credit card with £500 limit.
Mobile phone contact with Sky.
Sky TV broadband and landline.
House insurance (paid monthly)
Well done on your dis-charge from bankrupcy.
I would take things slowly.
Most importantly, don`t do the things you did before that ultimitly led to your bankrupcy, its fine to want to move on with your life, but i wouldnt be too keen to start playing the credit game again, if i were you.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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