Contents Insurance

robfranklin

Hi all,

I’ve just moved into a converted ground floor flat in a listed building. It was converted in 2008, built in 1904.

What date do I put down on forms for contents insurance? As building insurance not needed of course.

Thanks!

forgotmyname

Depends on the question, how old is the property then its 1904.

robfranklin

Yes on contents policies, they mostly ask for “what is the age of your building?” So are you of the mind I would put the original building date, not the date the flats were created within the building?

Zorillo

Yes the answer is 1904.

Robin9

I've found that an odd question for the Insurance Companies to ask - what difference does it make when insuring contents ?

More relevant I thought was the ages of the occupants.

Zorillo

Old buildings are more prone to fire losses.

Robin9

But younger households and the more people in the property are more prone to damage, loss of property ................. Older people, single person households less so ??