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sourcrates
Posts: 31,510 Ambassador



Thanks for visiting Noddle
We’re really sorry our website is out of action. We’re experiencing a technical issue and have suspended the site temporarily while we apply an upgrade to our system. We’re very grateful for your patience as we deal with this, and we’ll update you with further details as soon as we can. Please be assured we’re working hard to get the service back up and running as quickly as possible.
If you need to access your credit report, you can obtain a free copy of your statutory report from TransUnion UK (formerly Callcredit) at: www.callcreditstatreport.co.uk/CreditReport
For any other urgent queries, you can reach us at [EMAIL="contact@noddle.co.uk"]contact@noddle.co.uk[/EMAIL].
The Noddle Team.
We’re really sorry our website is out of action. We’re experiencing a technical issue and have suspended the site temporarily while we apply an upgrade to our system. We’re very grateful for your patience as we deal with this, and we’ll update you with further details as soon as we can. Please be assured we’re working hard to get the service back up and running as quickly as possible.
If you need to access your credit report, you can obtain a free copy of your statutory report from TransUnion UK (formerly Callcredit) at: www.callcreditstatreport.co.uk/CreditReport
For any other urgent queries, you can reach us at [EMAIL="contact@noddle.co.uk"]contact@noddle.co.uk[/EMAIL].
The Noddle Team.
I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
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Has been since yesterday or earlier not sure.Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb0
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For information, the credit data on Noddle is from TransUnion (formerly Callcredit) and is available free of charge on Totally Money and GiffGaff.
GiffGaff updates every time you log in and Totally Money updates once a month. Noddle by comparison updates every 7 days.
I have found that the Totally Money balances are often more than two months old so GiffGaff is much the better option in my opinion.0 -
Noddle is also free of charge. In my opinion, the fact that some of the free services are now generating a new report more often than once a month is just a bit of a gimmick. The banks and credit card companies generally only produce and send account data for the CRAs once a month, so I've noticed that a weekly check on Noddle rarely shows much change from one week to the next as far as account data is concerned. Perhaps it's a different story as far as reporting searches is concerned? I suspect that the paid services score over the free services on that aspect (in that maybe one sees any new searches much quicker via a paid option than via a free option)?0
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For information, the credit data on Noddle is from TransUnion (formerly Callcredit) and is available free of charge on Totally Money and GiffGaff.
GiffGaff updates every time you log in and Totally Money updates once a month. Noddle by comparison updates every 7 days.
I have found that the Totally Money balances are often more than two months old so GiffGaff is much the better option in my opinion.
You can also view your credit report, free, straight from the horse's mouth: https://www.callcreditstatreport.co.uk/.0 -
speedyrite wrote: »Noddle is also free of charge. In my opinion, the fact that some of the free services are now generating a new report more often than once a month is just a bit of a gimmick. The banks and credit card companies generally only produce and send account data for the CRAs once a month, so I've noticed that a weekly check on Noddle rarely shows much change from one week to the next as far as account data is concerned. Perhaps it's a different story as far as reporting searches is concerned? I suspect that the paid services score over the free services on that aspect (in that maybe one sees any new searches much quicker via a paid option than via a free option)?
You are correct that banks only send data once a month but if a service like Clearscore is only updating monthly it means that it is potentially two months old.
I can also concur that the GiffGaff and the free Equifax Protect reports do update searches in real time.0 -
You can also view your credit report, free, straight from the horse's mouth: https://www.callcreditstatreport.co.uk/.
The data on these statutory reports is fine but mine run to dozens of pages and are nowhere as user friendly as the likes, of Noddle, Clearscore and MSE credit club.0 -
Noddle.co.uk is now available again.0
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If you access it via a mobile it's still unavailable and they are working on it.Mortgage started 2020, aiming to clear 31/12/2029.0
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