Landlocked House!

tlc678910

Hi,
Just to say if you might get indemnity insurance then I wouldn’t mention your predicament to house number one - or the other houses for that matter. If you draw attention to the situation that might increase the likelihood of an issue with number one disputing your access and invalidate the indemnity policy.

I don’t know if land registry would need to liaise with number one - hopefully not - but again if they did it would give them the heads up and might invalidate insurance.
Tlc

davidmcn

AnotherJoe wrote: »

I am going to be really at odds with some of the posters here saying"dont worry the insurance will settle it." because i wonder if that would be along the lines of insurance "settling" your written-off car for £5k when you could have got £8k for it privately but the book value is £5k so tough.

If your insurer doesn't pay out what you're entitled to under your policy then you can sue them. You might have insurance for your legal costs from another insurer...

But like I said above, apart from the fact that it's immensely unlikely there'd ever be a claim, in this type of situation even if there were a claim then the only people the insurers are likely to hand over cash to is whoever is holding you to ransom.

Yes, it might still be a hassle compared with having the rights in the first place, but there are 1001 other things more likely to happen and which you're not even insured against.