Help! Car Insurance Nightmare!

dacouch

uk1 wrote: »

https://www.financial-ombudsman.org.uk/publications/ombudsman-news/46/46_non_disclosure_insurance.htm

Since then your position is if anything stronger through more recent decisions ....

https://www.financial-ombudsman.org.uk/publications/technical_notes/misrepresentation-and-non-disclosure.htm

D_M_E

If it were me I and I did not need a car - could manage without - would tell the claim managers to take back the hire car.

There is always the risk - highly likely given that your policy has been voided - that they will bill you vast amounts for the hire and if you sign their form then you will have to pay.

Signing those terms basically mean you will sign your bankruptcy.

John_G_Jones

christopherwg wrote: »

Thanks so much for all your replies. It really means a lot during a difficult time.
Does anyone know about the FORM OF CONSENT AND INDEMNITY AGREEMENT?

Stop using the claims management company now, and hand back the rental car.

There was a thread on here recently where the car from one of these companies was costing £350 per day. You are going to be responsible for that.

Clutt1

Hi everyone,

Never used the forum before so total newbie. I am in a very bad situation and need a lot of advice. I insured with Adrian flux direct 2 years ago with my partner as named driver. We sold the car about 2 weeks ago and cancelled the car insurance policy with flux direct. Since last week ageas the underwriters have phoned me up saying I have not disclosed 6 penalty point for myself and a cancelled insurance for my partner (even though I did declare a in10 when I first took out the policy). They are now threatening to void my insurance policy and refund the 2 years worth of policy payments I have paid to them? Is this something anyone can help with? I was astonished as I would of thought they would of picked the non disclosure a lot sooner? Any advice would be greatful

YorkshireTraveller

Clutt1 wrote: »

Hi everyone,

Never used the forum before so total newbie. I am in a very bad situation and need a lot of advice. I insured with Adrian flux direct 2 years ago with my partner as named driver. We sold the car about 2 weeks ago and cancelled the car insurance policy with flux direct. Since last week ageas the underwriters have phoned me up saying I have not disclosed 6 penalty point for myself and a cancelled insurance for my partner (even though I did declare a in10 when I first took out the policy). They are now threatening to void my insurance policy and refund the 2 years worth of policy payments I have paid to them? Is this something anyone can help with? I was astonished as I would of thought they would of picked the non disclosure a lot sooner? Any advice would be greatful

You are best to start your own thread - tagging on to an existing thread gets confusing.