Does anyone do Postcode Lottery or National Lottery by DD

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I am beginning to think the £20 + £10 a month isn't worth it. But then I think what if I win. The psychology of it has taken over....what iff
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It's the money back part that pays for Xmas.
The law is like an ocean - have a swim but don't drown.
Think what you could get with that £360!
I'm not greedy though £300k will do me nicely:D
It's £25 now
Sorting out your finances, getting good deals, cutting interest rates on debts etc. will put far more cash in your pocket in just a year or two than you are ever realistically going to win in your entire life.