Fidelity SIPP

carpetseller

dunstonh wrote: »

From memory...

Class I was pre RDR retail class (trail commission and platform commission included)
Class O was a no trail version but included platform commission.
Class X is clean share class (no trail, no platform commission)
class S is superclean.


If HL were discounting 1.52% to 1.02% then they on class I then they were rebating the trail commission but keeping the platform commission. Their pre-RDR model was to keep the platform commission and rebate some or all of the trail commission.

My mistake I should have said bundled not unbundled & is still availble to buy https://www.hl.co.uk/funds/fund-discounts,-prices--and--factsheets/search-results/t/troy-trojan-income-class-i-income-inclusive

Fermion

carpetseller wrote: »

My mistake I should have said bundled not unbundled & is still availble to buy https://www.hl.co.uk/funds/fund-discounts,-prices--and--factsheets/search-results/t/troy-trojan-income-class-i-income-inclusive

I converted all of my HL funds to Unbundled Super Clean where appropriate. The HL software lets you do this free of charge

carpetseller

Fermion wrote: »

I converted all of my HL funds to Unbundled Super Clean where appropriate. The HL software lets you do this free of charge

I know that the discussion is about platform fees

cloud_dog

Sue58 wrote: »

So now your OH's SIPP has been migrated to the new software does it now have live pricing?

It appears to have live pricing.

'Live', as in delayed by 15 / 20 mins on the summary page (which is normal), and 'Appears' because one of my holdings has a different share price compared to other watch lists I have just checked against.

ggmf

Sadly, after the initial excitement, my Fidelity SIPP has stopped advising which fund had deposited New Interest/Income into my cash account, since 31/01/19. Here's hoping this is just a glitch and that the reporting will be provided again shortly.

stephen160

Have you asked Fidelity why?

ggmf

Yes and I'm awaiting a response.

redux

Like some of the people in the thread, my SIPPs are in investment trusts.

As well as live pricing, discussed above, has there been any indication that Fidelity might also extend the range of investment trusts available?

I'm considering merging 2 SIPPs, by moving either one or both, and I've had Fidelity as one of the new candidates, but it would involve some swaps at the moment.

TCA

Can anyone please comment as to how they're getting on with their Fidelity SIPP after the above mentioned update to the website?

With a £45 p.a cap for investment trusts (and the same in drawdown) it's looking a good option for mine.

Sue58

TCA wrote: »

Can anyone please comment as to how they're getting on with their Fidelity SIPP after the above mentioned update to the website?

With a £45 p.a cap for investment trusts (and the same in drawdown) it's looking a good option for mine.

The new software for the website is much better and it has many more IT’s and ETF’s to offer so the £45 cap on charges per annum is great. Fidelity’s drawdown service is absolutely free and is excellent. I am into my second year of drawdown on a UFPLS basis only taking my personal allowance plus the 25 per cent tax free sum each year. When you telephone their retirement team they allocate a time and date for you to speak with an advisor and then they send out the forms for signature. It is all handled efficiently and completely free of charge so in my opinion you can’t get better than that for value.