📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Mortgage advice after IVA

Options
I had an IVA together with my ex-husband from 2008-2013. It was completed and fully discharged and has not appeared on my personal credit report for several years now. We have since divorced and I have focused on rebuilding my credit, succesfully getting credit cards and a loan over the years. My new partner and I are now looking at buying a house together. My partner already owns a house with his ex wife which he plans to sell later this year. We plan to get some equity out of his house to use as a 10-15% deposit and get a morrgage between us for the remainder. We plan to use a mortgage broker but not necessarily one that specialised in bad credit mortgages. Since my IVA was so longer ago would it still be advisable to get specialist advice?
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.