Car insurance penalty points

sufcboy

Hi all.
My insurance is due for renewal, just wanting to know if anyone has any experience with not including there penalty points on there insurance. I got two speeding fines last year (yes I know it’s my fault) and including them in my quotes has almost doubled the price, has anyone ever not included them and not had any problems? Or am I best just including them?
Thanks

Faith177

with all the checks that insurers do and the fact you can easily do a dvla check online it is not worth the risk the implications will last far longer and further reaching than paying the extra for a couple of convictions

paddyandstumpy

sufcboy wrote: »

Hi all.
My insurance is due for renewal, just wanting to know if anyone has any experience with not including there penalty points on there insurance. I got two speeding fines last year (yes I know it’s my fault) and including them in my quotes has almost doubled the price, has anyone ever not included them and not had any problems? Or am I best just including them?
Thanks

As you're asking if it's ok to commit fraud I'd like to hope you'll get the consistent response to not do it.

Why would you think that's acceptable to lie to reduce your premium, yet I presume you'd still expect the insurer to indemnify you in the event of a claim?

garth549

It would be a very, very bad idea to do this.

At worst, if you had an accident in which you injured someone and your insurer (rightly) voided your policy then you could be left with a debt you'll be paying back for the rest of your life. Debts for PI stay with you forever (even bankruptcy doesn't dissolve them)

BoGoF

And the award for this weeks most ridiculous question goes to.......

Why not go the full hog and not bother getting insurance

angrycrow

Given you have already requested quotes with the convictions declared if you now take out a policy without the convictions it will be when the insurer voids your policy not if.

You will then have to declare have insurance cancelled. Your quotes will then be even higher.

Sorry but someone so irresponsible to even consider this has no right to be trusted with a car on public roads.

Aretnap