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  • Alexland
    Alexland Posts: 10,558 Forumite
    Eighth Anniversary 10,000 Posts Photogenic Name Dropper
    andy001 wrote: »
    So sell all LS funds and buy and transfer to say for example vanguard LS 80 first and then transfer out as single fund to HSD??

    Yes if that's the fund you have decided you want to own as it would give you the same asset allocation as your previous idea of holding both VLS60 and 100 (presumably in equal measure?).

    Switching funds on a platform is usually a lot quicker than selling down, transfering in cash and buying back in again. Even if CSD charge you £10 that's cheaper than £12 50 to buy back in as an ad-hoc trade on HSD.

    Alex
  • andy001
    andy001 Posts: 119 Forumite
    Fourth Anniversary 100 Posts
    Hi MSEs

    As above, I tried to transfer Funds. Was busy hence got around now to do it. Bit cross with myself ..

    Update: CSD has no option to transfer fund units from one to other. It is asking to sell it and put as cash and then buy new one...

    Does this affect my ISA allowance for this year ?

    Thanks
    Andy
    I'm not a Financial advisor.
    Please seek independent financial advice.
  • ColdIron
    ColdIron Posts: 10,325 Forumite
    Part of the Furniture 10,000 Posts Hung up my suit! Name Dropper
    No it doesn't
  • Tom99
    Tom99 Posts: 5,371 Forumite
    1,000 Posts Second Anniversary
    If you transfer to Halifax do all the selling before hand because whilst you can buy funds/shares for £2 fee on a few days a month and buy/sell shares/ETF on the £3.95 once a month cheap dealing day you can only sell funds using the standard £12.50 fee.
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