We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Accepted for Aqua Classic Card
Options

afletcher859
Posts: 1 Newbie
in Credit cards
Yesterday I was checking my credit report on Experian and took a look at the credit cards I was likely to be accepted for, to my surprise I was 100% likely to be accepted for an Aqua Classic credit card. I'm surprised because I have a bad credit score (622 on Experian) and have never been accepted for cards before. I filled in the form and was told i'd been accepted and that I would receive my card and pin in the post, around half an hour later I received an email with my APR% (24.7%) and further confirmation of being accepted and was told again that within 10 working days I would receive my card and pin in the post.
Does anybody have any experience going through this and not receiving the card? I'm very reluctant to believe that I am going to receive this card especially with such a low APR.
Does anybody have any experience going through this and not receiving the card? I'm very reluctant to believe that I am going to receive this card especially with such a low APR.
0
Comments
-
Until you receive your card, you cannot be certain that everything is okay. Aqua can still review your application. I would think that this is unlikely though. Just be happy that your application appears successful.
Since it is your first card, I'll give you a few tips:- Every month, use the card for your normal groceries and travel costs as these things are already in your monthly budget.
- Don't buy things using the card that are not already in your monthly budget.
- Every month pay the statemented balance in full so as not to incur interest.
- Set up a DD to pay the balance in full, so as not to forget to make your monthly payment.
I work within the voluntary sector, supporting vulnerable people to rebuild their lives.
I love my job0 -
So after multiple emails confirming acceptance you don’t think you’ve been accepted!?
Ignore your score as it’s not a real number lenders see or use0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244K Work, Benefits & Business
- 599K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards