Where to keep everything?

GaleSF63

GDB2222 wrote: »

If possible, don't keep a direct note of these details, but make yourself a hint that you'll understand immediately but nobody else will.

But don't make the mistake I have at least once of making them too cryptic to understand!

dcs34 wrote: »

In the old days of filofax's these could all be hidden as addresses and phone numbers to such dubiously named contacts as "Sally Lloyd", "Natalie Westbrook", "H. Kong BSc"...

I realise these would be spread around an address book and not so obvious but this reminded me of the day I was at a checkout with my mother (age about 90) and she took her card out of her purse then a piece of paper with P Ingram followed by her card number written on it.

I now have about 5 or 6 password words, not written down anywhere, all starting with a different letter; all very memorable to me but not to anyone I know these days and each one has a suffix relating to it. I keep them in an address book in the form of for example, D....gas or S....JL.

badger09

dcs34 wrote: »

Possibly tempting fate here but my thinking is that the chances of someone breaking in to my home, finding a random bit of paper with all the information written on it (using codes of course) and accessing my accounts is far less likely than the risk of using simple, remember-able passwords, single PINs, password managers and the like.

In the old days of filofax's these could all be hidden as addresses and phone numbers to such dubiously named contacts as "Sally Lloyd", "Natalie Westbrook", "H. Kong BSc"...

Lol guilty as charged.

What makes you think they can't still be saved as contacts on mobiles;)

Jami74

Thank-you everyone for so many ideas.

I've scratched the CVCs off my cards and recorded them in a text file to protect against losing a card.

I've recorded other details, such as app info and pins in a password protected file.

And cards not in my wallet are stored without any paperwork in a drawer.

I don't think I'm ever likely to be a target but it feels a lot safer than having a load of cards and their pin numbers stuffed in an envelope in my bedside drawer.

davenport151

badger09 wrote: »

Lol guilty as charged.

What makes you think they can't still be saved as contacts on mobiles;)

This is what I do! Hidden contacts on the phone which you have to search for. Mainly for my overseas use card. But also a credit card reminder - hidden amongst a phone number.
A good idea to have a phone back up too!

jbuchanangb

My worry is early stage dementia, supposing I want to access my accounts and spend my money but have forgotten all the info? Wonder at what point is sensible to appoint a POA.

Now is the answer. It takes a few months for the process to be completed, and then it is done. After the POA is sitting in your filing cabinet, you just carry on as usual, you have control over all your accounts as usual. Only when the conditions of the Mental Health Act are met with regards your ability to make financial decisions can your appointed Attorney(s) start handling your affairs.

Zanderman

jbuchanangb said:

My worry is early stage dementia, supposing I want to access my accounts and spend my money but have forgotten all the info? Wonder at what point is sensible to appoint a POA.

Now is the answer. It takes a few months for the process to be completed, and then it is done. After the POA is sitting in your filing cabinet, you just carry on as usual, you have control over all your accounts as usual. Only when the conditions of the Mental Health Act are met with regards your ability to make financial decisions can your appointed Attorney(s) start handling your affairs.

'Now', is actually 18 months ago, as you're replying to a very old post.
And anyway a PoA can be used once it is signed and registered. 
But this is a dead thread, resurrected earlier today briefly by a spammer whose post has now been deleted.