📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Whip lash claim proceeding to court

Options
Hi

I was recently involved in a car accident on a round about, both myself and the other person involved have put in a claim for whip lash so I would just like too ask does anyone know how this can effect me in the following situations;

1. If liability is found too be on me, will I still receive the amount I have claimed for for personal injury from my own insurer?

2. If the liability is found too be 50/50 does this mean only half the claim will be paid out?

Thank you for any help and advice anybody can give me

Comments

  • Zorillo
    Zorillo Posts: 774 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    1) No. Your insurer is not responsible for your own injury compensation.
    2. Yes.
  • FutureGirl
    FutureGirl Posts: 1,252 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    If you are found at fault, you can't claim compensation for your injury.

    If it's 50/50 then you'll be entitled to claim for 50% of your insured and uninsured losses
  • Quentin
    Quentin Posts: 40,405 Forumite
    FutureGirl wrote: »

    If it's 50/50 then you'll be entitled to claim for 50% of your insured and uninsured losses
    Not really


    If it's 50/50 your claim for insured losses will be paid in full by your insurer (ie 100% less your excess)


    You will be able to pursue the third party for 50% of your uninsured losses - including your excess - (and 50% of any compensation awarded for your whiplash)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.