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Whip lash claim proceeding to court

Hi

I was recently involved in a car accident on a round about, both myself and the other person involved have put in a claim for whip lash so I would just like too ask does anyone know how this can effect me in the following situations;

1. If liability is found too be on me, will I still receive the amount I have claimed for for personal injury from my own insurer?

2. If the liability is found too be 50/50 does this mean only half the claim will be paid out?

Thank you for any help and advice anybody can give me

Comments

  • Zorillo
    Zorillo Posts: 774 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    1) No. Your insurer is not responsible for your own injury compensation.
    2. Yes.
  • FutureGirl
    FutureGirl Posts: 1,252 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    If you are found at fault, you can't claim compensation for your injury.

    If it's 50/50 then you'll be entitled to claim for 50% of your insured and uninsured losses
  • Quentin
    Quentin Posts: 40,405 Forumite
    FutureGirl wrote: »

    If it's 50/50 then you'll be entitled to claim for 50% of your insured and uninsured losses
    Not really


    If it's 50/50 your claim for insured losses will be paid in full by your insurer (ie 100% less your excess)


    You will be able to pursue the third party for 50% of your uninsured losses - including your excess - (and 50% of any compensation awarded for your whiplash)
This discussion has been closed.
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