would this be on experian

worriedDan

Hi

I am trying to find out if creation have logged any negative markers on my credit file. I have joined MSE credit club and my creation account is fine with everything showing as a green tick and satisfactory. Would this be the case of missed payments or defaults had been logged with equifax or call credit etc?

Guerillatoker

Nope. My report varies with all 3 agencies even though my history is relatively simple. Call Credit has the most information on me.

Recently had a search for an important credit application, they only checked Equifax.

You can get access to them both for free, though, so I would just do that. Noddle for Call Credit and Clearscore for Equifax.

worriedDan

The account is visible on Experian, it just shows as satisfactory so they’re obviously reporting to Experian. Would a default show on equifax but the same account look fine on exoerian? If that makes sense?

Guerillatoker

I don't know really. I know one agency has a default of mine showing as satisfied when it isn't and another is showing it as ongoing.

You'll get the peace of mind you desire by just checking yourself.