Benefits - Help / Advice

lju

calcotti wrote: »

See my inserts above
UC payable on this basis would be £1,567.63 - £687.33 - £631.41 = £248.89/month (£405.34 if carer element is added). Obviously you'll have to adjust for correct earnings figure.
This assumes that you are not excluded from claiming by having savings over £16,000.
If you have savings less than £16,000 but over £6,000 a deduction will be made from the amount payable.

Thank you so much for this.

So our figures would be:

Couples Allowance £498.89
LCWRA £328.32
Child 1 £277.08
Child 2 £231.67
Child 3 £231.67
Carer £156.45

Partners earnings £1456.47 - £409 Work Allowance = £1047.47 - £659.91 (63p rule)

Less
ESA £479.92
IIDB £151.49

Total unearned income £631.41
Total UC -£432.70

calcotti

I make it £432.76 payable (but who's going to argue about 6p).

pmlindyloo

Good call on the carer's element folks.

OP, you should put in your UC application that your wife cares for you for 35 hours a week as your standard daily living PIP gives her eligibility for this. (Calcotti, you might want to change your 25 hrs - a tying error, I'm sure)

Plus, the work allowance is increasing in April this year so you should see a rise in your UC amount after this.

AnnM48

Hi,
I am hoping for some advice here also! I only ever claimed tax credits when they were first introduced? Received £10 a week which I then lost when the thresholds increased. My circumstances have recently changed and i was reviewing my entitlement to any benefits ‘c but I am so confused. It seems my area is now universal credit and I cannot find anywhere that tells me about income thresholds. I have completed two calculators online which each give me different results.
I started an online application with UC, and am now being asked to make an appointment with my husband to complete our verification. This will be tricky enough due to work, but I was also reluctant if I’m not actually entitled to anything.
I am married with two children. I work 24 hrs per week and earn £15,683 (which can increase if I work overtime). My husband changed jobs 6mths ago and is an electrical apprentice. He only gets paid four days a week as he is in tech one day per week, but is classed as a further education student and does not get any apprenticeship benefits due to his age. He earns £237 per week, which again can fluctuate due to working overtime when available. We have a mortgage and the only benefit we receive at the moment is child benefit.
I am just so confused as our income has dropped significantly and everyone keeps telling me we should receive benefits, and friends who I know earn much more than us claim to receive tax credits, which I just cannot understand.
We certainly have never chased benefits, but could do with some help at present until my husbands apprenticeship ends, but am so completely confused by the system.
Any help would be appreciated!!

calcotti

pmlindyloo wrote: »

(Calcotti, you might want to change your 25 hrs - a tying error, I'm sure)

Duly corrected - it was a typo, thanks for spotting it.

Alice_Holt

AnnM48 wrote: »

Hi,
I am hoping for some advice here also! I only ever claimed tax credits when they were first introduced? Received £10 a week which I then lost when the thresholds increased. My circumstances have recently changed and i was reviewing my entitlement to any benefits ‘c but I am so confused. It seems my area is now universal credit and I cannot find anywhere that tells me about income thresholds. I have completed two calculators online which each give me different results.
I started an online application with UC, and am now being asked to make an appointment with my husband to complete our verification. This will be tricky enough due to work, but I was also reluctant if I’m not actually entitled to anything.
I am married with two children. I work 24 hrs per week and earn £15,683 (which can increase if I work overtime). My husband changed jobs 6mths ago and is an electrical apprentice. He only gets paid four days a week as he is in tech one day per week, but is classed as a further education student and does not get any apprenticeship benefits due to his age. He earns £237 per week, which again can fluctuate due to working overtime when available. We have a mortgage and the only benefit we receive at the moment is child benefit.
I am just so confused as our income has dropped significantly and everyone keeps telling me we should receive benefits, and friends who I know earn much more than us claim to receive tax credits, which I just cannot understand.
We certainly have never chased benefits, but could do with some help at present until my husbands apprenticeship ends, but am so completely confused by the system.
Any help would be appreciated!!

Please start you own thread.
Otherwise it will become extremely confusing.
UC is complex enough without having two separate circumstances discussed on the same thread

I would suggest you use a benefit calculator then come back and post the results on your own thread, or visit your CAB for a benefits check.

AnnM48

Apologies. I didn’t realise each post was an individual query, I thought it was a general heading like others on the forum I’ve used.