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Lowell - need advice
Comments
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Is the debt unenforceable now due to the time period that has passed?"Everything comes to him who hustles while he waits" Thomas Edison
Following the Martin mantra "Earn more, have less debt, improve credit worthiness" :money:0 -
Unicorn_cottage wrote: »Is the debt unenforceable now due to the time period that has passed?
There would have to have been a six-year period, past the default date, when the debt was not acknowledged by payment or in writing, to be unenforceable under the Limitation Act.
However this one is unenforceable under the CCA, and stays that way until the original agreement is produced, which it sounds like it never will be.
Edit:
It looks like the Limitation Act is going to kick in as wellIf it confirms the default date as in September 2013 (and that seems to fit in with the last payment date), then they have until September 2019 to start a court claim.0 -
Great outcome for the OP!"Everything comes to him who hustles while he waits" Thomas Edison
Following the Martin mantra "Earn more, have less debt, improve credit worthiness" :money:0 -
I wanted to thank you everyone who gave me advice and guided me what to do. You are wonderful people0
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