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Does these as Defaults or Settled?

LawAbiding
LawAbiding Posts: 295 Forumite
Fourth Anniversary 100 Posts
edited 12 February 2019 at 7:51PM in Credit file & ratings
Hi,

What do you make of these? Both have default dates, but both appear as "S" on Equifax rather than "D", and show settled.

The Lloyds mark, was "D" and in November 2018, they sold the balance to a debt collection agency who I currently make payments to, it was at this point, it got updated to "S".

So basic question, what do lenders see?

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