We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Buying a commercial premesis as a rental

2

Comments

  • Investor2000
    Investor2000 Posts: 14 Forumite
    Becuase i just found out what those were and becuase i haven’t heard about it perhaps it’s not worth it or too complicated or something else becuase when mostly you hear about people investing thier money in ssaving or property but not so much what you mentioned.
  • Investor2000
    Investor2000 Posts: 14 Forumite
    I mean i types in invest in reit’s and nothing but info on it has come up...
  • da_rule
    da_rule Posts: 3,618 Forumite
    Sixth Anniversary 1,000 Posts
    Real Estate Investment Trusts (REITs) are trust companies that you invest in, by buying shares, who own large portfolios of property. They then pay their profits out as dividends.

    It's much like investing in any other company except the tax rules and profit rules are different.
  • David_Evans
    David_Evans Posts: 248 Forumite
    Investor2000 wrote: »
    Becuase i just found out what those were and becuase i haven’t heard about it perhaps it’s not worth it or too complicated or something else becuase when mostly you hear about people investing thier money in ssaving or property but not so much what you mentioned.

    The smarter small time landlords started getting out of BTL a couple of years ago.
    But they need someone to sell to.
    That someone could be you...
  • Investor2000
    Investor2000 Posts: 14 Forumite
    da_rule wrote: »
    Real Estate Investment Trusts (REITs) are trust companies that you invest in, by buying shares, who own large portfolios of property. They then pay their profits out as dividends.

    It's much like investing in any other company except the tax rules and profit rules are different.

    Yeh i know i looked ot up. It’s risky though right... i know so is buying a BTL but one must be a better choice than the other...

    Im trusting this company who could go bust or lose money.. atleast with btl i will be in control of my investment.
  • da_rule
    da_rule Posts: 3,618 Forumite
    Sixth Anniversary 1,000 Posts
    Investor2000 wrote: »
    Yeh i know i looked ot up. It’s risky though right... i know so is buying a BTL but one must be a better choice than the other...

    Im trusting this company who could go bust or lose money.. atleast with btl i will be in control of my investment.

    You are far more likely to 'go bust' than a REIT. REIT's have extensive and diverse portfolios, so even when one property suffers a loss this is relatively easily absorbed by the others.

    If your one property suffers huge damage that you cannot afford to repair then that could be you going under.

    Most REITs are currently offering yields of 4-6%.
  • David_Evans
    David_Evans Posts: 248 Forumite
    Investor2000 wrote: »
    First if all i said im not too keen on reit’s. I have explained why.

    Secondly why don’t we meet up and you say that to my face?

    I knew you were only acting stupid...!
  • David_Evans
    David_Evans Posts: 248 Forumite
    Investor2000 wrote: »

    Im trusting this company who could go bust or lose money.. atleast with btl i will be in control of my investment.

    That is true. In theory.

    Anyway, you've probably got school tomorrow morning, so I won't keep you up any longer.

    Goodnight.
  • David_Evans
    David_Evans Posts: 248 Forumite
    da_rule wrote: »
    You are far more likely to 'go bust' than a REIT. REIT's have extensive and diverse portfolios, so even when one property suffers a loss this is relatively easily absorbed by the others.

    If your one property suffers huge damage that you cannot afford to repair then that could be you going under.

    Most REITs are currently offering yields of 4-6%.

    You're still biting..?!
  • da_rule
    da_rule Posts: 3,618 Forumite
    Sixth Anniversary 1,000 Posts
    David_Evans wrote: »
    I knew you were only acting stupid...!

    It is a very convincing act!
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.2K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 600.9K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture