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Next Debenhams

Back in 2010 I did not have any success. However, just wondering if anyone has been successful in raising a PPI case NEXT and DEBENHAMS? Their cards were not covered by the FSA at the time they were in use, therefore out of the FOS scope and it seems the only way I could retrieve the PPI would be through the Small Claims Courts. Is this still the case in 2019?

Any advice, much appreciated.

Thanks
bb

Comments

  • Nasqueron
    Nasqueron Posts: 10,796 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Yes, there are no changes to the rules. If it was sold pre-2005 then it was pre regulation.


    That said, it's worth trying New Day or Santander for these sort of cards

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • Bermonia
    Bermonia Posts: 977 Forumite
    500 Posts
    Financial Insurance Company Limited (the insurer) has acceptable liability for a large number of Debenhams store cards, you would need to complain to Santander as they are correctly investigating complaints on behalf of the insurer.

    Unsure about Next sorry.
  • Thanks for the information. I will give it a go with regards to Debenhams.

    Cheers
    BB
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