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Wrong date on credit file for default
Ziggy3729
Posts: 7
Forumite
Hi guys.
Was just looking more into my credit report and noticed the date on this default is about a year and a half after the account was opened. Do you think I would have a chance of getting this default moved back to a start date of 2014.
Tried uploading a pic of the Into on my credit file but unable to as I’m a new member.
Account opened: 5th February 2014
Default date: 31st August 2015
The payment history is all blank until August 2015 and then it shows a d for default, then blank and a default again in September 2016 and then 3 months of
Unknown Status’s and then it’s default right up
Until January 2019.
Was just looking more into my credit report and noticed the date on this default is about a year and a half after the account was opened. Do you think I would have a chance of getting this default moved back to a start date of 2014.
Tried uploading a pic of the Into on my credit file but unable to as I’m a new member.
Account opened: 5th February 2014
Default date: 31st August 2015
The payment history is all blank until August 2015 and then it shows a d for default, then blank and a default again in September 2016 and then 3 months of
Unknown Status’s and then it’s default right up
Until January 2019.
0
Comments
-
It won't be moved to the account opening date.
Did you make any payments to the account at all? If not, you could ask for it to be moved to Aug 14.0 -
I don’t think I made any payments on this account. I can’t be 100% certain. But yeah I know it wouldn’t be moved to accounts opening date.
Should credit report not show payments on there from 2014?
How long do I have to be a member before I can post links?0 -
It shouldn't show payments if you didn't make any. It should show late payments.0
-
What’s this for?
Is it for an account with a lender or a DCA?0 -
It’s a default on a credit card0
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