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Credit score increase without a job?
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Russellm87
Posts: 5 Forumite
A stated above, does anyone know how to do this? My wife's credit score isn't great and we want to take direct steps to improve it but as she's a housewife and doesn't earn any money her eligibility is virtually 0. Is there a way to incrase her credit score without her working?
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Comments
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Her score is irrelevant, particularly when it comes to employment status. Outside of MSE Credit Club none of them ask for or are aware of your employment status (and I don't think it impacts the score in Credit Club either.)
Her credit worthiness is going to be judged based on her using credit sensibly. Unfortunately that may be a bit of a catch 22 situation as someone who isn't working. Although some lenders may look at household income rather than individual income.0 -
Tell her to not worry about it - why does she want to increase a fictitious number?
She can build/improve her credit HISTORY - take out a SIM-only contract, get a credit card and use it monthly and pay back in full..0
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