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Claiming stamp duty refund - anyone done it?
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Did she live there within the three years before October 2017, so after October 2014?Ah, ok. B*gger! So what's the test for that?
And that's a no.She bought this property in 2008 ish.
Lived in it until around 2012 ish, at which point the water damage rendered it uninhabitable for almost 18 months until insurance eventually sorted it out. At that time, we began renting somewhere else together, and we've had tenants in (and out!) since some point in 2013.
Correct.I'm now assuming from your info that we/she won't be able to class this as a 'primary residence', and therefore can't claim a refund? Is that correct?
So as far as your SDLT liability at the time went, you owned one property (not primary residence), and were buying an additional one. +3% was always going to be due, never going to be reclaimable.
The reclaimability is to help those who are trying to sell their home and buy a replacement home, so would not be liable for the +3% even though they have additional properties, but who are finding that sale delayed.0 -
'Scuse me for a minute...
AAAAARRRRRGHGHGHGHGHHGHGH.
That is all.0 -
I agree that the 3% extra paid in 2017 on the house is not reclaimable by virtue of a sale of the flat unless your wife lived in the flat as her only or main residence at some time in the three years leading up to the date of the October 2017 purchase.
The situation could be saved if, say, between 2014 and 2017 you both lived in a property which you owned and have sold when married to each other. Could you be lucky and that be the case? Or if you were unlucky, you were both renting from about 2012 up to 2017.0 -
Could you be lucky and that be the case?
Quickly realising that we don't seem to be able to do 'lucky'. At least not when it comes to this flat.
Yep, we were renting exclusively between 2012 and 2017. The flat just wasn't big enough for us (inc. kids) to live in, unfortunately.
Just some terrible timing all round, I guess.
Thanks.0
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