We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Returned postal order PRA
Options

3011gillian
Posts: 136 Forumite
Hi I sent off various CCA requests last week and just had an acknowledgment from PRA saying they don’t charge the £1 fee to their customers. I sent a postal order which has been returned. As i’ve already paid for it and it has their name can I do anything with it? 🤷!♀️
I’m not sure if it has been ‘crossed’ it was made out to them with the amount stated as I thought this was better/safer.
I’m not sure if it has been ‘crossed’ it was made out to them with the amount stated as I thought this was better/safer.
0
Comments
-
A quick look on our good friend Google finds this info - scroll down a bit for the bit on refunds.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
I don't put creditor name on them nor cross them. If they get returned you can then use them on the next one.0
-
Thanks both, think i’ve binned the receipt after a week of visitors and tidying ��!♀️ Never mind I won’t stress over it just annoying. Shouldn’t need to do anymore so I’ll kust put it down to one of those pain in the bum scenarios!0
-
3011gillian wrote: »I sent off various CCA requests last week and just had an acknowledgment from PRA saying they don’t charge the £1 fee to their customers. I sent a postal order which has been returned. As i’ve already paid for it and it has their name can I do anything with it?
My advice is staple the returned postal order to the PRA letter which acknowledges receipt of your CCA Request (otherwise how would they be able to return the postal order) and keep it in your file so you have evidence that the request was made and the statutory fee paid if you ever find yourself on the receiving end of a court claim.
PRA are very litigious.
Di0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.9K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.9K Work, Benefits & Business
- 598.8K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards