Ready, steady… save!
You don’t need a chart to join in. Here are 2 ways to record your savings:
1. Cross it off
Pop a chart into your first post. Saved an amount? Cross it out! Read more »
£0.01 £0.02 £0.03
2. Write it down
Skip the chart and add updates to your first post. Read more »
“Another +£3 saved today. Go me!”
Use +£ before each new saving so it counts towards your total.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Returned postal order PRA
3011gillian
Posts: 136 Forumite
Hi I sent off various CCA requests last week and just had an acknowledgment from PRA saying they don’t charge the £1 fee to their customers. I sent a postal order which has been returned. As i’ve already paid for it and it has their name can I do anything with it? 🤷!♀️
I’m not sure if it has been ‘crossed’ it was made out to them with the amount stated as I thought this was better/safer.
I’m not sure if it has been ‘crossed’ it was made out to them with the amount stated as I thought this was better/safer.
0
Comments
-
A quick look on our good friend Google finds this info - scroll down a bit for the bit on refunds.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00 at 31/12/25 = £ 91,100.00
Balance as at 31/08/26 = £ 84,500.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
I don't put creditor name on them nor cross them. If they get returned you can then use them on the next one.0
-
Thanks both, think i’ve binned the receipt after a week of visitors and tidying ��!♀️ Never mind I won’t stress over it just annoying. Shouldn’t need to do anymore so I’ll kust put it down to one of those pain in the bum scenarios!0
-
3011gillian wrote: »I sent off various CCA requests last week and just had an acknowledgment from PRA saying they don’t charge the £1 fee to their customers. I sent a postal order which has been returned. As i’ve already paid for it and it has their name can I do anything with it?
My advice is staple the returned postal order to the PRA letter which acknowledges receipt of your CCA Request (otherwise how would they be able to return the postal order
) and keep it in your file so you have evidence that the request was made and the statutory fee paid if you ever find yourself on the receiving end of a court claim.
PRA are very litigious.
Di0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 355.9K Banking & Borrowing
- 254.9K Reduce Debt & Boost Income
- 456.2K Spending & Discounts
- 248.4K Work, Benefits & Business
- 606.1K Mortgages, Homes & Bills
- 179K Life & Family
- 263.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.7K Read-Only Boards