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Default removed but company re added to file

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I have a quick question. I had a payday loan that was under a debt collection agency. I was all paid off in 2015 and defaulted in jan 2013. The default dropped off which was great and a relief, but since then the company have added it back on to my file with latest update from August 18. Rather confused as I though once default was removed they wouldn’t add anything back on file. Any help would be great fully appreciated

Comments

  • It hasn’t been added as default just as a closed account and settled on 2018 which I Mm really comfused about’
  • Sorry that should say it was settled. Sorry new to this forum
  • Contact them and ask them to remove it
  • Tried contacting them had no response, I have contacted credit ref agency
  • cjv
    cjv Posts: 513 Forumite
    Third Anniversary 100 Posts Name Dropper Newshound!
    I had this happen last year, it was a MyJar account that I defaulted on over 10 years ago! It suddenly appeared in my closed accounts.

    I raised a dispute with all the credit agencies it appeared on, it was promptly removed.
  • cjv wrote: »
    I had this happen last year, it was a MyJar account that I defaulted on over 10 years ago! It suddenly appeared in my closed accounts.

    I raised a dispute with all the credit agencies it appeared on, it was promptly removed.

    Hopefully OP this post gives you hope that all can be resolved. Get motivated and sometimes good things happen. Good luck.
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