Business as usual?

sixpence.

I know some of you may not have heard but there’s this thing called Brexit happening :rotfl:
Are people investing as usual?

The majority of my portfolio is a VLS 60, and then about 15% in managed funds. I see no reason to stop investing every month... am I missing something or is everyone else doing the same?

Linton

There have been many posts on this topic. The general view is that one should carry on investing regardless. BREXIT is a relatively small factor in a well diversified index-based global portfolio as the large multinational companies which form the major part of the equity investments operate across the world and their shares are traded globally. If the £ falls following a bad BREXIT large UK company share prices could rise in £ terms.

bowlhead99

sixpence. wrote: »

I know some of you may not have heard but there’s this thing called Brexit happening :rotfl:
Are people investing as usual?

In the world of global economics and markets, nothing is 'usual' for long. There's always something going on somewhere.

However, investing for your future is quite a 'usual' thing for someone to want to do, so there's nothing unusual in doing what you're doing.

dividendhero

You could of course move your fund to Ireland to reduce Brexit risk....then try to engineer a no deal Brexit. Not that any of our MP's would indulge in this kind of behaviour

Joe_Bloggs

I hope dividendhero is not referring to The Moggster ?
J_B.

sixpence.

Linton wrote: »

There have been many posts on this topic. The general view is that one should carry on investing regardless. BREXIT is a relatively small factor in a well diversified index-based global portfolio as the large multinational companies which form the major part of the equity investments operate across the world and their shares are traded globally. If the £ falls following a bad BREXIT large UK company share prices could rise in £ terms.

Sorry I scrolled back a few pages but didn't look very hard... I'm more concerned about the property market tbh

george4064

Stay calm, stick to your benchmark allocations and put the kettle on.

El_Torro

Ethan_Sanders wrote: »

I also do not think that we should stop investing in the British real estate market. Of course, we should think about risk-reducing strategies. I use the property crowdfunding for that as I can invest in several properties for a small amount of money. What do you think about it? Can it help in our situation?

I'm not familiar with property crowdfunding, though if it invests 100% in British property then if we make the assumption that British property values will drop as a result of Brexit then the value of your investment will still drop. Yes, it's more diversified than having all your money in one property, though the risk is still there.


Also, how liquid is your money in these schemes? And how safe is the scheme itself?

sixpence.

El_Torro wrote: »

I'm not familiar with property crowdfunding, though if it invests 100% in British property then if we make the assumption that British property values will drop as a result of Brexit then the value of your investment will still drop. Yes, it's more diversified than having all your money in one property, though the risk is still there.


Also, how liquid is your money in these schemes? And how safe is the scheme itself?

I agree. If the market drops 60% then that's what happens. When this happened in Japan, it never recovered. However you can still make rental income. If anywhere is likely to be safe it will be highend flats in London as London will still be the English speaking center of the world.

System

sixpence. wrote: »

I know some of you may not have heard but there’s this thing called Brexit happening :rotfl:
Are people investing as usual?

The majority of my portfolio is a VLS 60, and then about 15% in managed funds. I see no reason to stop investing every month... am I missing something or is everyone else doing the same?

I've reduced my investing in order to increase the amount I can pile in should there be a significant fall.

cloud_dog

sixpence. wrote: »

If anywhere is likely to be safe it will be highend flats in London as London will still be the English speaking center of the world.

I think they will be the first to falter.

The 'high end flats' are in demand for a reason and part of that reason is London as one of the major financial centres. My feeling (and it is only that) is that this invisible economy will, over time, migrate to the continent.

Put this together with ridiculous earnings / house price ratios, interest rates that are only going to go one way, reduction in the benefit of having rental properties (for individuals), and I feel the outlook is only going to go in one direction.

When, I don't know. By how much, I don't know.

The only saving grace atm is the relatively tight land supply for new builds. If this were to ease then demand would also ease, potentially affecting valuations negatively.