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NST February frugality and frolics
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apple - I agree about the rugby legs. Also Ben Fogle's legs which I was admiring the other day when he was in the Amazon in shorts.
misstara - same here with the news, I have very robust mental health but if I watched the news everyday I don't think I would be able to get out of bed.
ccl - I find reading very theraputic, losing myself in some good fiction (it has to be fiction) is very relaxing and at times when I really need to relax I revert to my old favourites.
f0xh0les - are you enjoying the Redbush tea?
There has been a lot of shouting in the dolly household courtesy of DD, it has now extended to me and DH, DD is a very difficult child, I believe she may be somewhere on the autism spectrum, was shocking last night and has had her phone and laptop confiscated, she is trying everything to get them back ranging from telling us her behaviour was an accident to tears then reverting back to screaming abuse at me.
Have cycled this morning, made curry for tea today and lunch at work on Tuesday, made chana masala for tea on Tuesday, quiche for DH for lunch tomorrow and Tuesday, crumble for pudding today. Walked the dog in the woods, called at Sainsburys to take advantage of a MOC to get things I would have got from Tesco on Thursday, re-organised some of my food overflow storage. Had an item finish on ebay this afternoon with one bid, £45 and a very big item out of the way, hoping they don't pay by paypal like so many buyers do despite me putting it very clearly on the listing that it is cash.Debt Free and now a saver, conscious consumer, low waste lifestyler
Fashion on the Ration 28/660 -
SFDs: 2/18
:A
I was going to have a spend day today and get all sorts of bits for lunches this week but I decided I'm going to utilise what I already have in the kitchen and lunch tomorrow is just a simple cheese and pickle sandwich, banana and go ahead bar. Tomorrow's breakfast will be porridge and honey.[STRIKE]£799 - FD Personal Loan[/STRIKE] :beer:[STRIKE]£500/ £500 FD Overdraft[/STRIKE] :beer: [STRIKE]£5700/£5700 MBNA credit card[/STRIKE]:beer:0 -
Some things that I do are headspace, walking, a workout, a hot bath followed by a hm oil + salt scrub rinsed off in the shower, snuggling under a blanket with a good book, keeping away from the news, drinking lots of water, keeping off added sugar, eating lots of green veggies, trying to keep ontop of paperwork.
F0xh0les - I thoguht you actually caught the squirrels and was waiting to find out how you dealt with the bitey-scratchy side of them!
Today I am grateful for fun at kids klub, for dd playing out in the garden, for catching up with a friend, for a call from my sis, for my knitting, for getting some marking done, for getting 2 loads of laundry done.NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!0 -
#11 NSD x2 today and I managed a big event without spending wooooop. Pleased with monies saved and gone into debt payment piggy bank beginnning of month. Booked some overtime too for when I’m better and had a pay rise woooooowoooooooooooooo, however I won’t feel this for a few months due to being ill, no work no pay . I’m feeling positive.......and loving my haircut, defo worth the spends sacrifice.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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Hello lovely Turtles,
Foxholes
I will certainly be trying that!! My kids will love it if it works!!
Not had the best of days, my kids (2&4) got into their play sand while I was getting dressed & basically spread it as far as the eye could see. Que me screaming at them & feeling guilty all day about it. anyway as a result I've decided I'm getting too overwhelmed by everything & I need to learn to chill out.lm on my own a lot with no family & I work full time, I need to give myself a break & find more time to relax. Although I've no idea how.
The afternoon was a bit better as we baked cookies & watched honey I shrunk the kids. Nothing spent so on NSD 3 of 18.
Greatful for- the smell of hotel shampoo reminding me of our holiday, my youngest going to sleep well & for cups of tea & Mondays bringing a chance for a better week!0 -
NSD today - 2/20.
Walked to/from bus stop/Mum's grave.
Made apple crumble.
Done only a tiny bit of self care.Frugal Living Challenge 2025 Mortgage free as of 1st August 20130 -
[FONT="]Food Expenditure – Setting a budget of £200 - spend £59.70[/FONT]
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E Excursions and entertainment – none planned but may go to the pictures. If we have days out it will be walks.
B Budgets all set[/FONT]
[FONT="] [/FONT]
[FONT="]R Reduce your planned food expenditure in accordance with the table below – reduced food budget by £50
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[FONT="]U Useful leftovers. had left over roast beef from Christmas for dinner tonight with all the trimmings.[/FONT]
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A Aim to take your lunch to work every day – Soup out for tomorrows lunch
R Remind yourself of what you have and be grateful. Grateful that my great aunt was in good spirits today when we visited in hospital[/FONT]
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Y You should pay to your debt or savings first and live on what is left. no dds today[/FONT]
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S Spend Free Days (SFDs). 1/18 still on 1 as had to get a couple of things I couldn’t get yesterday
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[FONT="]U Use it up. used up roast beef[/FONT]
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R Regular check ins are recommended. here
V have steak in the freezer already which DH and I will have and we are getting each other the matching Dark and Light Night Furies [/FONT][FONT="]😊[/FONT][FONT="] which we love[/FONT][FONT="]
I Indoors/outdoors. steps done today[/FONT]
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V Vending machines, coffee shops, takeaways – mum treated my to coffee at the hospital so not counting that [/FONT][FONT="]😊[/FONT][FONT="][/FONT]
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A Advance planning. Meal planning done for this week [/FONT]
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L Let the challenge commence at midnight on 1st February 2019 and end on 28th February 2019 at midnight.[/FONT]0 -
Late to the party but can i please still join?? Didn't post much in February but was still reading and following the rules. This month is really busy with lots of stuff planned so won't be cutting the budget as we'll have to cover the additional petrol and food costs. will try to plan ahead to keep to on target. Really quiet weekend as not feeling great so eating from stores and watching boxsets (love a sofa day with the dogs!)SPC #459 no 8 2015 £203 2016 £157 2017 £70
starting mortgage £120,000 June 2012
OP 2015 £5000, 2016 #57 £28866/ £250000 -
Quite a nice day today. OH and DS2 went off to a local shooting range this morning (DS2 does shooting at school, as they have a range there) whilst DS3 and I finished his homework, made a loaf of bread and roasted tomatoes & garlic for soup. My mum visited with paperwork for my Nan's court of Protection Order (dementia advanced rapidly and LPA wasn't set up before capacity diminished) - so that's a job for me this week... A quick trip to Tesco for a handful of items (although I may have been tempted by the 3 for 2 offer on Met0d cleaning stuff (the rhubarb smells nice and is a very pretty pink!):o:p) Then after lunch we played games (with snacks - yum) and then DS3 and I started to create a rainforest from a shoebox and other bits and pieces (not my idea of fun!!)
F Food Expenditure.
Downshifting etc. I know the Meth0d stuff isn't budget brand, but I did get £10 worth for £6 - I'd never buy it without an offer! The rest of the shopping was Tesc0 own brand stuff (no finest, just normal stuff or the cheapy one they now do instead of Value)
E Excursions and entertainment should be planned Half term - possible trip to see student children. Also have a night at a friend's house for dinner and games - will take alcohol from stash, so no cost.
B Budgets set. Food reduced to £350 - plus a special extra Brexi-pocalypse budget of £50
Food £129.39/ 350
Brexi-pocalypse £14.00/ 50
U Useful leftoversWill carry on with frogs.
A Aim to take your lunch n/a
R Remind yourself of what you have and be grateful. Today - some clothes given to me - looks like they will all be good :T, fun playing games this afternoon, getting rainforest started.
Y You should pay your debt/ savings first nothing extra today
S Spend Free Days (SFDs). 1
U Use it up. rainforest from 'rubbish' and craft supplies some of which we've had since DD was small (now 21). Roasted tomatoes (given to me by my mum) and garlic from freezer.
I Indoors/outdoors. Regular exercise Walking. Not today - games won over the suggestion of a walk. Indoors - being a hermit. - games and snacks, lots of mugs of tea, supper of cheese and tomato on toast (OH and I skipped dinner due to snack consumption!)
V Vending machines etc, None today
A Advance planning. Need an early lunch tomorrow, so will have last night's leftovers for speedI am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200 -
Food Expenditure - £300 £90.07
Excursions – Arranged to visit Mum which will include Sunday dinner but their turn to pay
Budgets – updated
Reduced food budget by £150
Useful leftovers. COMPLETE 15 FROGS completed 11 and 2 half frogs/60:D
Aim to take your lunch to work every day – 1/20 taken to work
Remind yourself of what you have and be grateful. I am grateful for DH getting on board with selling the DVDs and some other items, my Mum loving her Zumba taster class and being fit and healthy enough to do it (she's 78 and her activity levels put me to shame)
You should pay to your debt or savings first and live on what is left. Sold some DVDs and paid another £50 to DPIL debt
Spend Free Days (SFDs). 0/18
Use it up Used up the last of the veg box carrots, frozen leftover stuffing and made a crumble using previously stewed soft pears and wrinkly apples
Regular check ins are recommended, daily if possible. – I'm here
Outdoors. Regular exercise is important – Out with dog
Indoors - Nurture and protect yourself. Write down 10 things that help improve your mood and practice them regularly - written the list, chatty catch up with my Mum
Vending machines etc. – 3/28
Advance planning Stuck to meal plan, booked meet up with MumSave £10,500 - £2673.77 - 25.5%
Pay off £7000 - £1743 - 19.4%
Make £2021 extra income - £99.750
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