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Any advice for current account?
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As above i have
Nationwide - £10
TSB - £6
Tesco x 2 - £15
Halifax x 2 - £4
Co - op - £5
Santander - £4 (but think i might have a plan to increase that quite a bit if it works)
The halifax ones, have had them for years when you got £5 so its just a case of might as well keep them & just put a few quid in to cover DD's. But if i didnt already have one, probably wouldnt bother with it.0 -
lovingtescoforever wrote: »I have similar to the above.
Nationwide FlexDirect £10.38 per month x 3
TSB ClassicPlus £6.24 per month x 3
Tesco current account £7.31 per month x 2
Club Lloyd’s £6.24 per month x 2
Halifax doesn’t seem worth the effort for only £2 now.
Nationwide is by far the easier and most rewarding for the time being.
You can earn interest on 3x FlexDirect ???
Nationwide have told me I can have more accounts but only get the 5% interest on one!
Btw, Club Lloyds is not worth it in my opinion. You need to leave there 5k, just to receive 6 quids. That doesn't even offset the inflation rate. TSB is much better for that, because you only need 1.5k for the same 6 quids, but those 1.5k earn you more than the inflation eats off them.0 -
SlovakianGuy wrote: »You can earn interest on 3x FlexDirect ???Nationwide have told me I can have more accounts but only get the 5% interest on one!Btw, Club Lloyds is not worth it in my opinion. You need to leave there 5k, just to receive 6 quids. That doesn't even offset the inflation rate. TSB is much better for that, because you only need 1.5k for the same 6 quids, but those 1.5k earn you more than the inflation eats off them.0
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I have an appointment tomorrow to downgrade my santander current account but they said I would lose my regular saver if I go to everday current account.
Do you think it is wise to downgrade to lite 123 (i get 85p cashback, £1 fee) but get to keep the saver...0 -
I have an appointment tomorrow to downgrade my santander current account but they said I would lose my regular saver if I go to everday current account.
Do you think it is wise to downgrade to lite 123 (i get 85p cashback, £1 fee) but get to keep the saver...
Can't you get a 5% Monthly Saver? FD, M&S, Nationwide.....most, if not all, of whom will also pay you to switch to them0 -
Can't you get a 5% Monthly Saver? FD, M&S, Nationwide.....most, if not all, of whom will also pay you to switch to themOther accounts I hold:
Nationwide Flex direct , a regular saver and a HTB ISA
First direct current account and regular saver
HSBC graduate account and a regular saver0 -
I have an appointment tomorrow to downgrade my santander current account but they said I would lose my regular saver if I go to everday current account.
Do you think it is wise to downgrade to lite 123 (i get 85p cashback, £1 fee) but get to keep the saver...
However, 15p per month for however many months it has to run is a small price to pay for peace of mind.0 -
Tagging on to this post could I ask if I switch to HSBC for the £175 via this forum, would I just be able to pay in £1750 a month and then move it out again. Is there a requirement to have your wages paid in?
I ask because soon my Tesco account wont be paying much interest so I might as well switch it.
Thanks In advance0 -
Tagging on to this post could I ask if I switch to HSBC...
Anyway, the answers to your questions are yes and no...in that order.
But a word of warning, if your net pay is less than £1750 per month you'll do well to get accepted for the Advance account.0
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