How to invest in a particular company

GMaudsley

Alexland wrote: »

As mentioned by jimjames iWeb would give you access to shares and funds with no ongoing platform fee.

This is very helpful, thanks. My only reservation with iWeb is my lack of experience i.e. choosing which funds to choose outside of knowing which shares I'm interesting in buying. I might need a little more hand-holding!

jaybeetoo

If you are new to investing, putting your money into one share seems to be high risk.

GMaudsley

jaybeetoo wrote: »

If you are new to investing, putting your money into one share seems to be high risk.

No this would be outside of looking at funds also.

msallen

GMaudsley wrote: »

This is very helpful, thanks. My only reservation with iWeb is my lack of experience i.e. choosing which funds to choose outside of knowing which shares I'm interesting in buying. I might need a little more hand-holding!

Well Cavendish Online certainly aren't going to hold your hand either!

Looking to buy individual shares, and needing your hand holding when selecting a fund are at opposite ends of the spectrum, and you're not going to find a single place to invest both ways, indeed no DIY platform is going to offer the hand holding service.

Alexland

Cavendish or iWeb would give you access to the well regarded Vangard LifeStrategy fund series. VLS60 is good for medium term (5 years+) and VLS80 for long term (10 to 15 years+) investment timelines. It also depends on your volatility tollerance to seeing paper losses.

https://www.vanguardinvestor.co.uk/investing-explained/what-are-lifestrategy-funds

Vanguard's own ISA would probably be cheaper (depending on your contribution values and pattern) if you were willing to drop the requirement to gamble on this company share?

https://www.vanguardinvestor.co.uk/investing-explained/stocks-shares-isa

Alex

badger09

GMaudsley wrote: »

I have a bit of inheritance money that I am looking to invest. I have already determined that I'm going to open a Stocks & Shares ISA, but I also want to buy shares in a certain (large) company who I feel have a big few years coming up, and the ISA does not allow me to make this particular investment.

I am unsure how to do this, however, and I know focusing on one company is not advised, but I only intend to put a smallish amount in that pot, the majority going into the S&S ISA. If anyone has any advice on the best way to go about this, ideally at the lowest cost, it would be greatly appreciated!

Thanks in advance!

You haven't said how much you have inherited, but if 'the majority going into S&S ISA' then presumably the total is less than £20k.

If you are determined to invest 'a smallish amount' in shares in a single company, then it won't matter if they are held outside an ISA as CGT is unlikely to be an issue.

So - open your S&S ISA with whichever platform holds your chosen funds and is most cost effective for your investment method - eg annual lump sum or monthly drip feed. And buy your shares through someone like XO