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Advice on claiming money from company due to wrongfully placed cat 6 fraud marker.

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2

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  • baza52
    baza52 Posts: 3,029 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    you mention a bike. how much was the years insurance you were quoted?
  • I know/knew plenty of people of that age with savings etc.

    So you don’t have a license?

    You’ve still not answered the question in full
  • Oscar99
    Oscar99 Posts: 17 Forumite
    Again, please stay on topic. Most quotes I could find were around £1200. However there were obviously the ridiculous ones in excess of £5000 that clearly don't want your business.
  • Push bike?

    There’s plenty of other options.

    In terms of compensation you may get no more than a couple hundred pounds.

    Which i would expect to be the max in a situation like this
  • baza52
    baza52 Posts: 3,029 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 26 January 2019 at 5:55PM
    previous thread last year https://forums.moneysavingexpert.com/discussion/5918982/advice-on-what-to-do-about-cifas-fraud-marker

    As someone pointed out you would not get a fraud marker for an unpaid bill.
    Whats the real story?
  • Ah. I thought this was sounding all too familiar.

    So it was an unpaid bill.

    What was the result of that?
  • Oscar99
    Oscar99 Posts: 17 Forumite
    As has been established between myself and EE. The fraud marker they placed on my account was not warranted, hence they are in the process of removing it. You seem to be ignoring the rest of the situation here. They placed the fraud marker on there for that reason and that's the only reason I have given which is correct, I contacted them and asked why it was on there for that reason and was told by multiple representatives that it shouldn't be. And here's how we end up with it being removed .

    So, please get your details correct. This is a thread about getting compensation for that incorrectly placed marker and the effect it has had on me. If you want to de-rail subjects with irrelevant and un-founded accusations you should go work for the Scottish courts, they are excellent at that.
  • baza52
    baza52 Posts: 3,029 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    you said "I need to get my life back on track after they have destroyed it, burned it and buried the ashes for a year"

    They did not destroy your life. YOU could have got a job if you wanted to. Your family CHOSE to live in a remote area so blame them.
  • I wouldn’t give you any compensation were that your attitude to me.

    Did you also treat EE like that as well?
  • Oscar99 wrote: »
    Please stay on topic but I will answer this one time. When have you ever heard of an 18 year old that just recently finished collage having significant savings or an emergency fund? Cheap runarounds are out of the question. I do not feel like purchasing a terrible car with 12 months dodgy MOT and then driving it around with no tax, insurance or licence. The notion that you would suggest doing that is insane.
    It’s also rare for an eighteen year old just finished college to be able to buy, run and insure a car, so being unable to is not that unusual.

    You may need to do what most do at that age, cycle, walk, take public transport, bum lifts off your parents or find work close to home.

    On the compensation question you have little chance of getting your consequential losses covered, and it doesn’t sound like you are in much of a position to fund your legal case, so you’ll likely have to take a token goodwill payment if offered.

    Back on the question of the car, you seem likely to have pretty poor exam results if you did not go to university, so will not be oooking at starting ina great job, and so not wanting a cheap car is a bit silly. When ainstarted work I had a dog of a motorbike that I had to work on most weekends to keep it running and safe. It was far from ideal, but it was what I expected being a recent graduate.

    Nowadays, a couple of decades later, I have a choice of cars and bikes parked downstairs, but that spcomes after years of work, effort, and career planning. You may not like where you are now but would probably benefit from having an honest look at where you now stand and going from there.
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