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Confused Pension Credits from May
Comments
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TroubledTina wrote: »State pension is not means tested but will be deducted in full ?
Yes, for UC pension income is deducted in full, unlike earnings which have a tapered deduction and can have a partial disregard depending on circumstances. That is one of the unfairnesses of this change. In theory a working age person can go and earn more money and benefits from this. A pensioner cannot increase their pension and even if they could would get no benefit - the only way they can increase their income is by going back to work.
I am going to bed now.Information I post is for England unless otherwise stated. Some rules may be different in other parts of UK.0 -
Thank you so much for all the useful information calcotti, it it much appreciated .0
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I was just thinking, would it help if you got a job, with carers allowance I think you can earn up to £116 per week or thereabouts.
I don't know what deduction would be made but it might be a little extra money.
Seeing as you have 9 years before you receive state pension yourself it might also add extra into your state pension at a later date.0 -
Thank you so much Calcotti for such a clear explination. I posted on the B&TC board back on the 15th about this and didn't get such a clear explaination. I would have applied for UC and been worse off by your calculation. I did note your comments, but the #26 makes it so much easier to understand.
https://forums.moneysavingexpert.com/discussion/5951055/pension-credit-cut-sneaked-in£2021 in 2021 no.17 £1,093.20/£20210 -
skcollobcat10 wrote: »I was just thinking, would it help if you got a job, with carers allowance I think you can earn up to £116 per week or thereabouts.
I don't know what deduction would be made but it might be a little extra money.
Seeing as you have 9 years before you receive state pension yourself it might also add extra into your state pension at a later date.
Earnings limit for Carer's Allowance is £120/week.
Getting a job would make no difference to OP's future state pension - she is getting NI credits because she is getting Carer's Allowance.Information I post is for England unless otherwise stated. Some rules may be different in other parts of UK.0 -
sckollobcat10
In an ideal world yes, but my personal situation is rather complicated, but thanks.0
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