📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Best Company for Higher Credits

Options
Hi there,

I need a credit limit of about £14K as my Capital One 0% runs out at the beginning of Jan and i need to transfer the balance.

I am willing to pay A BTFee but was wondering what Virgin credit limits are like or Nat West as i note that those two companies are offering 13/15 months at 0% currently.

All help is greatly appreciated as always.

Thanks

Mark

Comments

  • Moggles_2
    Moggles_2 Posts: 6,097 Forumite
    Judging from the posts on the *Best Balance Transfer*sticky, you're more likely to get a generous credit limit with Virgin, whereas the Royal Bank of Scotland stable, which includes NatWest, is known for its er... 'responsible' credit limits. That's certainly been my experience as well ;)
    People who don't know their rights, don't actually have those rights.
  • W1zz
    W1zz Posts: 621 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    I've just got a Virgin and was given a £11,400 limit. My other cards are around the £8.5K limit, so was surprised how much they offered. Was only after £5K, so have SBT an extra £5K into a savings account for 15 months.
  • I've had several cards from the MBNA stable & the lowest limit I ever got was £15K.
  • Clariman
    Clariman Posts: 1,484 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    There is a poll on the stoozing website forums that has over 1000 respondents and it shows MBNA out in front.
    Author of the first Stoozing FAQ on the Internet and Creator of the SOA & Snowball calculators at Lemonfool.co.uk
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.3K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.