Very Poorly wife

sheramber

auroraonline wrote: »

Hi all

Thanks, I have spoken to my employers and they are more than happy to pretty much create a part time job for me while the kids are in school. Not sure how this will work once they’re on holiday or my wife comes home. But it’s certainly a weight of my shoulders.

I just need to look into what effect this change will have on my tax credits.

Cheers again

Ryan

Details here of eligibility for tax credits. See advice when partner in hospital
https://www.gov.uk/working-tax-credit

calcotti

sheramber wrote: »

Details here of eligibility for tax credits. See advice when partner in hospital
https://www.gov.uk/working-tax-credit

Will not be able to make a new claim for Tax Credits from 1st February - only Universal Credit.

sheramber

calcotti wrote: »

Will not be able to make a new claim for Tax Credits from 1st February - only Universal Credit.

From post 8 the OP is already claiming tax credits so not a new claim.

calcotti

sheramber wrote: »

From post 8 the OP is already claiming tax credits so not a new claim.

Apologies, overlooked that.

auroraonline

Regarding the 'already claiming tax credits/UC' issue:

Apparently, no new housing Benefit claims can be made, only via UC,

I have 3 children, which seems to be in the 'unless' part at the top...

(swansea.gov.uk/ benefitforms) (link modified, delete space)

Do I need to ditch my TC, and claim UC to get any sort of HB??

calcotti

auroraonline wrote: »

Regarding the 'already claiming tax credits/UC' issue:

Apparently, no new housing Benefit claims can be made, only via UC,

I have 3 children, which seems to be in the 'unless' part at the top...

(swansea.gov.uk/ benefitforms) (link modified, delete space)

Do I need to ditch my TC, and claim UC to get any sort of HB??

If you are not already claiming Housing Benefit and you want help with your rent you will need to claim UC. The rules which stopped people with 3 children claiming UC and allowed them to claim HB changed today. If you claim UC your TC will stop.

auroraonline

so as far as I can tell, I may get HB included in my UC or similar, but this will be a significant reduction over the HB I would have had on TC.
Why do I bother...

calcotti

auroraonline wrote: »

so as far as I can tell, I may get HB included in my UC or similar, but this will be a significant reduction over the HB I would have had on TC.
Why do I bother...

The help with housing costs under UC should be the same as you would have got with HB. However the amount of UC excluding housing costs you get may be less than under TC. You can do a comparison with a benefits calculator https://www.entitledto.co.uk

auroraonline

thanks

I have looked at this, and estimated TC is £205 weekly plus £34.48 HB
estimated UC is £265.10 weekly.
This so far looks promising
The other down side is the monthly budgeting...

cheers

calcotti

One advantage of UC is that because it is worked out monthly you don't have the risk that existed with tax credits of being told at the end of the year that you have been overpaid Tax Credits which need to be repaid. Over the years this has caused so much difficulty for people with variable incomes.

Not saying UC is good - but it's not all bad.