Car insurance for married couple

digannio

Thanks for the above. All things considered, looks like switching year on year is the way to go.

System

Quentin wrote: »

often any claim against the policy results in the named driver NCD being forfeited irrespective of whether the policyholder or the named driver was the one involved in the claim

I don't see how that would work. You mean say two years after the named driver had taken out his/her own policy, and now had the initial named driver discount enhanced by two years of "real" NCD, a claim by the original policyholder would result in partial withdrawal of the spouse's NCD on another policy?
Surely they can't legally withdraw discount from someone else's policy?



How long would this still apply?