Set Asides - % of court cases

Computersaysno

I've crunched a few numbers [albeit for a small sample] and 20% of all daily case listings involving SCUMCOS are for Set Aside hearings.


This is a truly shocking number!!


It implies that either
A: 20% of UK road vehicles are registered to the wrong address and the RK never gets to see court papers before a CCJ is issued against them
B: Scumcos are deliberately targeting cases where they KNOW that the RK address is wrong and they are assured of a default win.

Umkomaas

It implies that either
A: 20% of UK road vehicles are registered to the wrong address and the RK never gets to see court papers before a CCJ is issued against them
B: Scumcos are deliberately targeting cases where they KNOW that the RK address is wrong and they are assured of a default win.

Or they've ignored everything, including court papers, and have only realised they've got a problem when they've had a mortgage, loan or credit card application refused.

Computersaysno

Umkomaas wrote: »

Or they've ignored everything, including court papers, and have only realised they've got a problem when they've had a mortgage, loan or credit card application refused.

1. Surely no one is that stupid...oh hang on ...

2. Can they not sort it by paying the scumco [iirc there was something about you only have 30 days to pay up...??]

twhitehousescat

or the government system

info has to be asked for within 14 days ot 56 days ,, please allow 6 weeks for the return of your V5 (if we don't loose it)

mail redirect has max period of 2 yrs
court action can be started anytime upto 6 yrs

Umkomaas

Computersaysno wrote: »

1. Surely no one is that stupid...oh hang on ...

2. Can they not sort it by paying the scumco [iirc there was something about you only have 30 days to pay up...??]

Yes, provided it's within that timescale immediately after the judgment.

But most set asides involving ignored documents are being raised well after the judgment - some many years later. Paying the PPC at that stage won't put right any prior credit rating damage. Knee-jerking to pay is not necessarily the best strategy.

twhitehousescat

isnt it amazing how the likes of gladrags can mysteriously find the correct address shortly after day 31 , but not in the month allowed to pay before active ccj after court case or indeed find the correct address to serve papers to after a lapse of many yrs since incident

seems to be a failing of "due diligence" , but allowed by guv.uk

The_Deep

In many cases it is surely the fault of the RK who fails to change their address with the DVLA.

twhitehousescat

The_Deep wrote: »

In many cases it is surely the fault of the RK who fails to change their address with the DVLA.

yes , but very fine timing

ShakeItOff

I'm one of these! I had changed my log book when I moved, and DeRP found my new address. BW Legal decided to send the papers to my old address (mail redirect ended in March 2016). PCN was issued in 2015, about 4 months before I moved.

Surprise CCJ when I was just having a financial nose about on my credit file, as I do periodically.

Computersaysno

Yes there are many tales of the scumcos and their legal-scumcos DELIBERATELY using an old address for someone.


IIRC the gov has 'is taking action' to ensure claimants do a proper check for a defendants current address [costs them about £2.50iirc] BEFORE issuing papers...but then again this ii the gov we are talking about....so chances are slim imo.

twhitehousescat

Computersaysno wrote: »

Yes there are many tales of the scumcos and their legal-scumcos DELIBERATELY using an old address for someone.


IIRC the gov has 'is taking action' to ensure claimants do a proper check for a defendants current address [costs them about £2.50iirc] BEFORE issuing papers...but then again this ii the gov we are talking about....so chances are slim imo.

in the words of "maggie" may circa 12th september 2016

"with urgency"


https://www.dailymail.co.uk/news/article-3786132/I-ll-end-credit-rating-scandal-pledges-PM-acts-Mail-exposes-rulings-ruined-lives.html