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M&S mistake and account when to overdraft

CuriousUser · 2019-01-21 12:55:27

Hello, I have an M&S credit card with a 32 months free interest for a balance transfer. I did a balance transfer from another credit card of £1,402 and then I called M&S (4th January) so I can set up a Direct Debit of a minimum payment but still to clear off the balance before I will be charged any interest. The lady I…

Comments

surreysaver Posts: 5,179 Forumite

23 January 2019 at 7:04PM

colsten wrote: »

If the transaction affects your credit file at all, it will long have vanished in 1.5 to 2 years' time.

The £100 sounds a good offer, though how good it is depends on how much your overdraft charges will actually be. How much will you have to pay?

Is it not two years it remains on your credit file for?

I consider myself to be a male feminist. Is that allowed?
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